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Privacy Policy

Last updated: 19 july 2023

1. Introduction

SAMIA MIKOPO TANZANIA respects the privacy of its applicants and customers. This Privacy Policy explains how we collect, use, store and protect personal information.

2. Information We Collect

Depending on the service you request, we may collect information necessary to provide our services, including:

  • Identification information.
  • Contact information.
  • Information related to loan applications.
  • Financial information required for service assessment.
  • Other information submitted through our forms.

3. How We Use Your Information

Your information may be used for purposes such as:

  • Receiving and processing service applications.
  • Verifying information you provide.
  • Communicating with you about requested services.
  • Meeting applicable legal and administrative requirements.
  • Improving security and preventing fraud.

4. Sharing Your Information

We do not share your personal information without a legitimate reason. Information may be shared where necessary to provide services, comply with legal obligations, prevent fraud or for other purposes permitted by applicable law.

5. Information Security

We take reasonable technical and administrative measures to help protect your information against unauthorized access, loss, misuse, alteration or destruction.

Important: Never share your password, PIN, OTP or other confidential security information with another person.

6. Your Rights

Subject to applicable data protection laws, you may have rights relating to your personal information, including the right to:

  • Be informed about how your information is used.
  • Request access to your personal information.
  • Request correction of inaccurate information.
  • Request deletion where legally applicable.
  • Object to or restrict certain processing where applicable.
  • Withdraw consent where processing is based on consent.

7. WhatsApp and Third-Party Services

If communication takes place through WhatsApp or another third-party service, the use of that service may also be governed by the provider's own terms and policies.

Your information will be handled in accordance with this Privacy Policy and applicable legal requirements.

8. Data Retention

Your information will be retained for as long as reasonably necessary for the purposes for which it was collected, service requirements and applicable legal obligations.

9. Changes to This Policy

We may update this Privacy Policy when necessary due to changes in our services, technology or legal requirements. The latest version will be published on this page.

10. Acceptance of This Policy

By using our services or submitting information through our website, you confirm that you have read and understood this Privacy Policy.